Monech Private Limited, owns and operates an online, offline technology platform/ service : Legacynext : for the purpose of providing a platform for persons to register and other related services. By registering and by using these services (“Services”), you understand and agree that Legacynext will treat your use of the Services as acceptance of these terms and conditions (“Terms”) from that point onwards.

You agree not to use the website for any purpose that is unlawful, illegal or forbidden by these Terms, or any local laws that may be applicable to the usage of the Service. Legacynext may, at its sole discretion, at any time and without advance notice or liability, suspend, terminate or restrict your access to all or any component of the website or the availability of the website itself.


By registering with Legacynext and using the App Services, you are representing the following:

  • You are 18 years of age or older;
  • You have a valid PAN number or
  • You have a valid AADHAR Card
  • It can be opened for the sole purpose of personal use and not for the purpose of business/trading/professional/profit-making activity.
  • You are capable of entering into a legally binding agreement; and
  • You are not barred or otherwise legally prohibited from accessing or using Legacynext & the App Services.

In consideration of the above mentioned service granting you the rights hereunder, you hereby agree not to use the Website / App for any purpose that is unlawful under any applicable laws and/or in violation of the terms of these Terms and our Privacy Policy.

You shall not use it in any manner that could damage, disable, overburden, or impair our server, or any network(s) connected to any company server, or interfere with any other party’s use. You shall not attempt to gain unauthorized access to any functions and features, other user accounts, computer systems or networks connected to any company server, in any manner, including, through hacking, password mining or any other means.

You accept that any and all operations emanating from your Device shall be assumed to have been initiated by you.

You shall not copy, reproduce, distribute, or create derivative works of our content. Also, you shall not reverse engineer or reverse compile our technology.

You shall request the Company to block the Account and change the passcode immediately for the Account, if your Device has been lost or stolen.

You are responsible for any and all activities that occur in your Account. You agree to notify the company immediately of any unauthorized use of the Account or any other breach of security. Legacynext shall not be liable for any loss to you owing to negligent actions or a failure on your part to inform the company, within a reasonable time, about loss or theft of your Device and/or any unauthorized access in your Account, either with or without your knowledge.

You shall be liable for losses incurred by the company or any other party due to a third party’s use of your Account. You shall not use any other person’s account at any time, without the permission of the account holder and the company.

We shall make all reasonable efforts to ensure that your information is kept confidential. However, the company or its partners shall not be responsible for any disclosure or leakage of confidential information and/or loss or damage of the Device due to theft, negligence or failure on your part to practice safe computing.

You shall ensure that while using the functions and features, all prevailing and applicable laws, rules and regulations, shall at all times, be strictly complied with by You and the company shall not be liable in any manner whatsoever for default of any nature, by you, regarding the same.


You hereby express content to be contacted by us, representatives, affiliates, collection agents or anyone calling on our behalf at any contact number, or physical or electronic address provided by you while registering your account with us. You further agree to us contacting you in any manner, including without limitation, emails, SMS messages, WhatsApp, calls using pre recorded messages or artificial voice, and notifications sent via our mobile application.
Your further express consent for the company to hire third parties for effective performance of the services.


If we believe that you have violated any of the conditions as mentioned under these Terms or our Privacy Policy, we reserve the right to suspend your access to the App and/or delete your Account without prior notice to You. If we have reason to believe that there is suspicious or unusual activity being carried out through your account, we may temporarily or permanently suspend your access to the App Services or suspend your usage of the services. You may reach out to the Legacynext support team to assist you with any query or question arising as a result of the afore-mentioned suspension/ deletion to resolve the same.


The Platform and all information, content, materials, products including, but not limited to text, content, photographs, graphics, texts, video and audio content and computer code (“Content”) on the Platform is owned and controlled by the Company and the design, structure, selection and feel and arrangement of the Content is protected by copyright, patent and trademark laws and other various intellectual property rights either in the favour of the Company, Legacynext or third parties from whom the appropriate permissions have been taken under applicable laws.

Further, You understand and accept that all information, except Your personal information and other data submitted by You for the purposes of transacting on the Platform, through the Platform shall be deemed the property of the Company, and the Company shall be free to use any ideas, concepts, know-how or techniques provided by You on the Platform, in any manner whatsoever.

Legacynext and its licensors, if any, are the sole owners of the underlying software and source code associated with the App Services and all the trademarks, copyright an any other intellectual property rights of any nature in the Product.

You understand that you do not have the right to use any of Legacynext’s trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. You do not have the right to remove, obscure, or alter any proprietary rights notices (including trademark and copyright notices), which may be affixed to or contained within the Services. You will not copy or transmit any of the Services

You further acknowledge that the Services may contain information that is designated confidential by Legacynext and that you shall not disclose such information without Legacynext’s prior written consent. You will not copy, create a derivative work from, modify, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in, or otherwise transfer any rights in the Services.


Cookies and URL information are used to collect information about the date and time of your visit, as well as the content you looked for and viewed. Cookies are little digital signature files that your web browser saves and uses to remember your preferences when you visit the Platform. They can also be used to track your repeat visits to the site. To provide you with a more personal and engaging experience on our Site, we may use both session Cookies (which expire once you shut your web browser) and permanent Cookies (which stay on your computer until you delete them). Persistent Cookies can be deleted by following the instructions in your Internet browser's help file. Our use of cookies, web beacons, and other similar technologies

i) Operations related: Cookies, web beacons, and other similar technologies that are required for the operation of our Services may be used. This includes technology that allows you to access our Services; those that are required to identify unusual site behavior, prevent fraudulent activity, and improve security; and those that allow you to use our services such as product information, stored search, or similar functions. )

iii) For functionality. When you access or use our Services, we may use cookies, web beacons, or other similar technologies to provide you with better functionality. This may involve recognizing you when you enter into our Services or keeping track of your preferences, interests, or previously viewed items so that we can improve the presentation of material on our Services;

ii)Performance-related: We may use cookies, web beacons, or other similar technologies to evaluate the performance of our Services, such as part of our analytic practices to help us understand how our visitors use our Services, determine if you have interacted with our messaging, determine whether you have viewed an item or link, or improve the content, applications, or functionality of our Services.

iv) Targeting or advertising-related We may use first-party or third-party cookies and web beacons on our Services or on third-party sites to display content, such as adverts tailored to your interests. You can opt-out of the Technologies we use on our Platform, services, and applications by blocking, removing, or disabling them as your browser or device allows.

You can, however, visit the Platform without exposing your identity or any Personal Information about yourself. We shall only collect and store Non-Personal Information in this circumstance. You are no longer anonymous to Us once you have provided us with your Personal Information. We specify which fields are required and which fields are optional for You whenever feasible while supplying information to Us. You always have the option of not providing Personal Information to Us through the Platform by declining to use a specific Service or feature offered by Us on the Platform that needs such information. Based on Your behaviour on the Platform, we may automatically monitor certain information about You.


We gather and store certain information i.e. IP address, browser type (e.g. Internet Explorer, Chrome, Firefox, Safari, etc.), the date and time of your visit, and the pages on our website number of pages viewed etc. in order to provide better service for our users. We use the information to get page view statistics, to analyze trends and better understand the usage of the site, and for system administration purposes. This information cannot and does not identify you personally.


When You use the Website or send emails or other data, information or communication to us, you agree and understand that You are communicating with Us through electronic records and You consent to receive communications via electronic records from Us periodically and as and when required. We may communicate with you by email or by such other mode of communication, electronic or otherwise.


The Company will not be liable for any indirect, incidental, special, or consequential damages (including, without limitation, damages for interruption of services, loss of business, loss of profits, loss of revenue, loss of data, or loss or increased expense of use customer or any third party incurs), whether in an action in contract, warranty, tort (including, without limitation, negligence), or strict liability, even if the company has been advised of the possibility of such liabilities.
Further Company will not be responsible for problems that occur as a result of the use of any third-party software or hardware.


You agree to defend, indemnify and hold harmless the Company and the Company’s parents, subsidiaries, affiliates, employees, co-branders, licensors, licensees, consultants, contractors, third parties and their respective officers, owners, partners, and employees, from and against any and all claims, demands, damages, obligations, losses, liabilities, causes of action, costs or debt, and expenses (including any legal fees) arising from:

your signing and use of to the App OR Website

your violation of any third party right, including any intellectual property right or privacy right

your failure to be in compliance with applicable law of land, including tax regulations; or

your violation of any of these terms and conditions and related policies

the committing of any of the prohibited activities as stated here explicitly and as what can be inferred from the terms stated herein

any claim that your use of the App caused damage to a third party.


The information contained in this website is for general information purposes only. The information is provided by Legacynext and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arise out of, or in connection with, the use of this website.
Through this website you are able to link to other websites which are not under the control of Legacynext. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Legacynext takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.


The App, the App Services, all your transactions with the App, and our relationship shall be governed by the laws of India, without regard to conflict of law principles. You agree that all claims, differences, and disputes which we may have shall be subject to the exclusive jurisdiction of the competent courts located in Bengaluru.
Any disputes arising out of any communication or use in relation to this app or Legacynext shall be submitted to final and binding arbitration at the request of the disputing Party upon written notice to the other.


Legacynext shall not be liable if any transaction does not fructify or may not be completed or for any failure on the part of the company to perform any of its obligations under these Terms and Conditions or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event and in such case, its obligations shall be suspended for so long as the Force Majeure event continues.


We reserve all rights to change this Website and/or alter the terms and conditions of these terms and conditions and retain all rights to deny access to anyone the company believes has violated the provisions of these terms.

Legacynext will post those changes on the App and the Website to keep you aware of what information we will collect, how we will use it, and under what circumstances Legacynext may disclose it. Changes to this policy are effective from the day they are posted on this page.

You are advised to visit our website to keep yourself aware of any changes to this policy.


If you have any concerns, complaints, or grievances about the terms or other users or manner of use of the application infringing or violating your rights or any complaints about how we handle your personal information, please feel free to contact the Grievance Officer any time.



There shall be no available refund for the services commenced under Legacynext. In case You have paid the Company for services then the Company shall not refund any amount if the Company or its agents has started with the performance of the services partly or fully.


You are responsible for all the information you input into your Account, including the correctness of details for payment and all charges that result from these payments.

All refunds will be credited to your card or bank account.

Legacynext will have the sole discretion to determine the mode of reversal from the above-mentioned options. However, Legacynext disclaims any and all liability, including for refunds, in the event of any error arising from a failure in the applicable bank or credit card service provider’s system or network.

We shall investigate any incidents and if it is found that money was indeed charged to your card or bank account without delivery of the service or due to the default on part of the Company, then you will be refunded the money within twenty one (21) working days from the date of receipt of your email.

In case a payment has been wrongfully made and credited to your account, Legacynext reserves the right to automatically initiate a refund through your bank. By agreeing to these terms, you hereby consent to such a refund initiated by your concerned Bank, at the request of Legacynext, to offset any incorrect transaction, credit or double payment made to your account. Once such transaction is processed, Legacynext shall inform you of the same and the corrective action taken by Legacynext to refund such payment.